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Category: Finance

Finance articles will be updated from time to time. They provide extensive information on legal matters, particularly focusing on financial issues.

Bank’s Role in Subsale Property S&P Completion

Khidmat Guaman

Understand bank undertaking Malaysia, redemption statements and lawyer coordination for smooth subsale S&P completion in Malaysia. Practical tips and checklists inside.

Bridging Loan and S&P Agreement in Malaysia

Khidmat Guaman

Practical guide to bridging loan Malaysia: structure, disbursement timing with S&P Agreements, and risk management for Malaysian property buyers.

Loan Agreement With Personal Guarantee in Malaysia: What Guarantors Must Know

Khidmat Guaman

Learn what a personal guarantee Malaysia means for guarantor liability, enforcement risk, and bankruptcy exposure — practical tips for managing your risk.

How to Stamp a Loan Agreement in Malaysia

Khidmat Guaman

Practical guide on stamp duty loan agreement Malaysia: stamping procedure, calculation methods, and penalties under the Stamp Act 1949 for borrowers and lenders.

Islamic Loan Agreement in Malaysia: Key Differences in Structure

Khidmat Guaman

A practical guide to Islamic loan agreement Malaysia: compare Murabahah and Tawarruq with conventional loans and learn documentation, pricing, and legal tips.

Interest-Free Loan Agreement in Malaysia: Is It Valid?

Khidmat Guaman

Practical guide on interest free loan Malaysia: legal validity, tax implications, stamp duty, and drafting tips to manage expectations and reduce risks.

Promissory Note vs Loan Agreement in Malaysia

Khidmat Guaman

Compare promissory note Malaysia and formal loan agreements: know when to use each, legal effects, practical tips, and how to manage expectations wisely.

Loan Default in Malaysia: What Can Lenders Legally Do?

Khidmat Guaman

Practical guide on loan default Malaysia: legal options lenders can use—letter of demand, civil suit, and bankruptcy. Tips for borrowers and lenders.

Secured vs Unsecured Loan Agreement in Malaysia: What Is the Difference?

Khidmat Guaman

A clear comparison of secured loan Malaysia and unsecured options, covering charges, debentures, personal guarantees, enforcement, and practical tips for borrowers.

Personal Loan Agreement Between Individuals in Malaysia: Is It Legally Enforceable?

Khidmat Guaman

Learn whether a personal loan agreement Malaysia is legally enforceable, stamping rules, and practical steps to recover money while managing realistic expectations.

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